Indian Banks

APPLICATION FORMS

Click on the relevant items to download the forms:

DEPOSIT ACCOUNTS

		Savings Bank A/c
		Fixed Deposit
		Recurring Deposit
		Current Account
		(For Individuals / Joint a/c /Sole Proprietor / Societies, Clubs or similar bodies)
		Current Account (For Partnership)
		NRI Account

RETAIL LOANS

		Housing loan
		Consumer loan
		Conveyance loan
		Personal loan
		Education loan

OTHER LOANS & ADVANCES

		Loan against Security of Bank’s own FDR
		PSB Kisan Card
		PSB Kisan Credit
		Micro Credit (Self Help Group)
		Application form for MSEs

PSB ICICI CREDIT CARD

		Application Form
		Supplementary Card Form

ELECTRONIC PAYMENT SYSTEMS

		National Electronic Funds Transfer Form (NEFT)
		Real Time Gross Settlement Form (RTGS)

TAX FORMS

		ITNS-280 Income Tax on Comp. (Corp. Tax), Income Tax (Other than Comp.)
		ITNS-281 Comp. deductees(TDS), Non-Comp. deductees (TDS)
		ITNS-282 Securities Transaction Tax, Hotel Receipt Tax, Interest Tax, Estate Duty, Expenditure/Other Tax, Wealth Tax, Gift Tax
		ITNS-283 Banking Cash Transaction Tax (BCTT), Fringe Benefit Tax

Popularity: 3% [?]

Private sector lender Yes Bank plans to set up a firm, Yes Ventures, to house its private equity funds, in 2010-11.

“We are keen on having a centralised PE enterprise which will help incubate stand-alone and partnership funds,” Yes Bank Managing Director and CEO Rana Kapoor told Business Standard. The bank is in the process of closing a $200-million (over Rs 900 crore) cleantech private equity fund with US private equity investor Global Environment Fund.

The fund, proposed in June 2008, was expected to mop up $500 million (around Rs 2,300 crore at Monday’s exchange rate). It will close this month. The Asian Development Bank and the International Monetary Fund contributed to the scaled-down fund. The vehicle will invest in cleantech-focused small and medium enterprises in South East Asia. More than half the money will be invested in India. Kapoor said it was possible that the cleantech fund would also be domiciled within Yes Ventures.

The bank plans to launch another fund in 2010-11 focused on small and medium enterprises and sunrise sectors once the venture is formed. A number of private sector banks such as ICICI Bank, Kotak Mahindra Bank and Axis Bank have independent private equity arms. On the Reserve Bank of India’s advice, State Bank of India is in the process of setting up a separate company for private equity activities.

“Our key differentiator is knowledge banking and our objective is to develop strategies in the private equity space to support our focus on sunrise sectors. In that respect, our firm will be different from other successful bank-sponsored PE ventures,” Kapoor said.

Popularity: 3% [?]

The evolution of State Bank of India can be traced back to the first decade of the 19th century. It began with the establishment of the Bank of Calcutta in Calcutta, on 2 June 1806. The bank was redesigned as the Bank of Bengal, three years later, on 2 January 1809. It was the first ever joint-stock bank of the British India, established under the sponsorship of the Government of Bengal. Subsequently, the Bank of Bombay (established on 15 April 1840) and the Bank of Madras (established on 1 July 1843) followed the Bank of Bengal. These three banks dominated the modern banking scenario in India, until when they were amalgamated to form the Imperial Bank of India, on 27 January 1921.

An important turning point in the history of State Bank of India is the launch of the first Five Year Plan of independent India, in 1951. The Plan aimed at serving the Indian economy in general and the rural sector of the country, in particular. Until the Plan, the commercial banks of the country, including the Imperial Bank of India, confined their services to the urban sector. Moreover, they were not equipped to respond to the growing needs of the economic revival taking shape in the rural areas of the country. Therefore, in order to serve the economy as a whole and rural sector in particular, the All India Rural Credit Survey Committee recommended the formation of a state-partnered and state-sponsored bank.

The All India Rural Credit Survey Committee proposed the take over of the Imperial Bank of India, and integrating with it, the former state-owned or state-associate banks. Subsequently, an Act was passed in the Parliament of India in May 1955. As a result, the State Bank of India (SBI) was established on 1 July 1955. This resulted in making the State Bank of India more powerful, because as much as a quarter of the resources of the Indian banking system were controlled directly by the State. Later on, the State Bank of India (Subsidiary Banks) Act was passed in 1959. The Act enabled the State Bank of India to make the eight former State-associated banks as its subsidiaries.

The State Bank of India emerged as a pacesetter, with its operations carried out by the 480 offices comprising branches, sub offices and three Local Head Offices, inherited from the Imperial Bank. Instead of serving as mere repositories of the community’s savings and lending to creditworthy parties, the State Bank of India catered to the needs of the customers, by banking purposefully. The bank served the heterogeneous financial needs of the planned economic development.

The roots of the State Bank of India rest in the first decade of 19th century, when the Bank of Calcutta, later renamed the Bank of Bengal, was established on 2 June 1806. The Bank of Bengal and two other Presidency banks, namely, the Bank of Bombay (incorporated on 15 April 1840) and the Bank of Madras (incorporated on 1 July 1843). All three Presidency banks were incorporated as joint stock companies, and were the result of the royal charters. These three banks received the exclusive right to issue paper currency in 1861 with the Paper Currency Act, a right they retained until the formation of the Reserve Bank of India. The Presidency banks amalgamated on 27 January 1921, and the reorganized banking entity took as its name Imperial Bank of India. The Imperial Bank of India continued to remain a joint stock company.

Pursuant to the provisions of the State Bank of India Act (1955), the Reserve Bank of India, which is India’s central bank, acquired a controlling interest in the Imperial Bank of India. On 30 April 1955 the Imperial Bank of India became the State Bank of India. The Govt. of India recently acquired the Reserve Bank of India’s stake in SBI so as to remove any conflict of interest because the RBI is the country’s banking regulatory authority.

In 1959 the Government passed the State Bank of India (Subsidiary Banks) Act, enabling the State Bank of India to take over eight former State-associated banks as its subsidiaries. On Sept 13, 2008, State Bank of Saurashtra, one of its Associate Banks, merged with State Bank of India.

SBI has acquired local banks in rescues. For instance, in 1985, it acquired Bank of Cochin in Kerela, which had 120 branches. SBI was the acquirer as its affiliate, State Bank of Travancore, already had an extensive network in Kerala.

There are six associate banks that fall under SBI, and together these six banks constitute the State Bank Group. All use the same logo of a blue keyhole and all the associates use the “State Bank of” name followed by the regional headquarters’ name. Originally, the then seven banks that became the associate banks belonged to princely states until the government nationalized them between October, 1959 and May, 1960. In tune with the first Five Year Plan, emphasizing the development of rural India, the government integrated these banks into State Bank of India to expand its rural outreach. There has been a proposal to merge all the associate banks into SBI to create a “mega bank” and streamline operations. The first step along these lines occurred on 13 August 2008 when State Bank of Saurashtra merged with State Bank of India, which reduced the number of state banks from seven to six. Furthermore on 19th June 2009 the SBI board approved the merger of its subsidiary, State Bank of Indore, with itself. SBI holds 98.3% in the bank, and the balance 1.77% is owned by individuals, who held the shares prior to its takeover by the government.

The acquisition of State Bank of Indore will help SBI add 470 branches to its existing network of 11,448. Also, following the acquisition, SBI’s total assets will inch very close to the Rs 10-lakh crore mark. Total assets of SBI and the State Bank of Indore stood at Rs 998,119 crore as on March 2009.

The Subsidiaries of SBI till date

• State Bank of Indore
• State Bank of Bikaner & Jaipur
• State Bank of Hyderabad
• State Bank of Mysore
• State Bank of Patiala
• State Bank of Travancore

Growth

State Bank of India has often acted as guarantor to the Indian Government, most notably during Chandra Shekhar’s tenure as Prime Minister of India. With 11,448 branches and a further 6500+ associate bank branches, the SBI has extensive coverage. State Bank of India has electronically networked all of its branches under Core Banking System (CBS). The bank has one of the largest ATM networks in the region, with more than 9000 ATMs across India. The State Bank of India has had steady growth over its history, though it was marred by the Harshad Mehta scam in 1992. In recent years, the bank has sought to expand its overseas operations by buying foreign banks. It is the only Indian bank to feature in the top 100 world banks in the Fortune Global 500 rating and various other rankings.

Popularity: 8% [?]

Popularity: 4% [?]

Registration Forms

Internet Banking Form

Download the Internet Banking Form to apply for internet banking facility for your existing SBI account

Internet Banking Form

Duplicate Login Password Form

Duplicate Profile Password Form

Reactivate INB User Form

Account Opening forms:

Download forms for opening a new account, applying for an SBI car loan or home Loan.

New account opening form (Part-1) (Part-2)

Car loan application form

Home loan application form

Form 15H-TDS

Download 15H-TDS form for TDS exemption

Form 15H-TDS

Pensioners Life Certificate

Form 60

Download Form 60

Form 60

NRI Forms

Download forms for opening NRI / NRE account with SBI

FCNB Account Opening Form

Money Transfer Form

RFC Account Opening Form

eZ-Instructions Registration form

Download eZ-instructions registration form and sample registration form

Registration form

Sample Registration form

Popularity: 5% [?]

IDBI Bank has tied up with Maurti Suzuki to provide auto finance to the latter’s customers.

Under the tie-up, the bank would provide financing facilities to eligible customers for Maurti Suzuki India Ltd ( MSIL) cars and multi-utility vehicles. The MOU will facilitate prospective customers of MSIL with vehicle finance at attractive terms and  loan facility for MSIL prospective customer is extended up to seven years with maximum funding on ‘on road price’ and faster processing.

Popularity: 3% [?]

The Karnataka Bank was incorporated on February 18, 1924, as The Karnataka Bank Limited at Mangalore, a coastal town in the Dakshina Kannada district of Madras Presidency, and commenced business on May 23, 1924. ^[10] Among the founders, who created the bank to serve the South Kanara region, was B. R. Vysarayachar.  Another important personality associated with the bank was K. S. N. Adiga, who served as Chairman from 1958 to 1979.

• 1964: The Bank took over the assets and liabilities of the Chitradurga Bank (also known as Chitladurg Bank), which was established in 1868 in Mysore State and was the oldest bank in Mysore.
• 1966: The Bank took over the assets and liabilities of the Bank of Karnataka, in Hubli, which had been established in 1946 and which had opened one branch in Belgaum in 1947.

At some earlier point the bank also acquired the Sringeri Sharada Bank.

In the year 2000, Karnataka Bank signed a memorandum of understanding with Infosys Technologies to develop a core-banking solution called FINACLE. Over 221 branches were networked up to March 31, 2004. ^[12] The main motto of this programme is “Anytime/Anywhere banking”. ^[12] In 2002, the bank concluded a pact with Corporation Bank for sharing its ATMs. ^[11] A year later, the bank introduced the Moneyplant card that allows customers to withdraw money from any of their Karnataka bank accounts.In September 2003, the bank shifted its head office from Kodialbail to Kankanady.

The state of Karnataka, particularly the region comprising the coastal districts of Dakshina Kannada and Udupi is called as the cradle of banking in India.This is because seven of the country’s leading banks, Canara Bank, Syndicate Bank, Corporation Bank,Vijaya Bank,Karnataka Bank, Vysya Bank and the State Bank of Mysore originated from this state.The first five in the above list of banks were established in the districts of Udupi and Dakshina Kannada. These districts have one among the best distribution of banks in India – a branch for every 500 persons.Between 1880 and 1935, 22 banks were established in coastal Karnataka, nine of them in the city of Mangalore.

The origin of banking in Karnataka’s coastal region can be traced to the year 1868 when the Presidency Bank of Madras opened a branch to cater to the needs of British companies involved in exporting plantation produce. In the year 1912, the Indian Co-operative Societies Act in 1912 further energised the financial sector in this region leading to the establishment of a lot of co-operative societies. The freedom movement of India also played a crucial role as can be seen in the establishment of Karnataka Bank which was created as an offshoot of the swadeshi movement of 1905. These banks were earlier created to address the main sector in the economy i.e. agriculture but later they diversified to address other economical sectors as well.

The Indian Government’s notification of nationalisation of banks in the year 1969 and 1980, resulted in lot of these banks being nationalised with the Indian Government now owning some amount of control over these banks. As of today, State Bank of Mysore, Canara Bank, Vijaya Bank and Vysya Bank have their headquarters in Bangalore, Corporation Bank and Karnataka Bank are headquartered in Mangalore while Syndicate Bank is headquartered in manipal. The entry of the private sector into the banking sector with aggressive marketing has led these banks to rethink some of their strategies. Earlier, banking was the main activity that was undertaken by these banks but due to the competition, they have been forced to diversify into other areas like isurance equity and mutual funds.They have also been forced to upgrade their technology and introduce services like ATMs and online-banking transactions.

As of March 2002, Karnataka had 4767 branches of different banks servicing the people of the state. The number of people served by each branch was 11,000 which is lesser than the national average of 16,000, thereby indicating better penetration of banking in the state

Popularity: 3% [?]

ING Vysya Bank Ltd came into being in October 2002, when erstwhile Vysya Bank Ltd was merged with ING, a global financial powerhouse boasting of Dutch origin. Vysya Bank Ltd, one of initial banks to be set up in the private sector of India, was established in the year 1930, with the aim of providing a helping hand to all those who couldn’t afford the privilege of enjoying the services of a bank. Eighteen years later, in 1948, the bank was listed as one of the Scheduled Banks of the country. With the passing time, Vysya Bank aimed at the number one position in all the private sector banks.

In 1985, the dream of Vysya Bank’s promoters came true and it became the largest private sector bank of India. Two years later, it laid the foundation of Vysya Bank Leasing Ltd. The following year, the bank was credited with laying down the innovative concept of ‘Co branding of Credit Cards’. In 1990, Vysya Bank promoted a new entity – Vysya Bank Housing Finance Ltd. By 1992, the bank had reached another milestone, by having its deposits cross Rs. 1000 crores and the very next year, the number of its branches had gone past 300.

In the year 1996, Vysya Bank struck a strategic alliance with BBL Belgium and was also honored with two National Awards by Gem & Jewellery Export Promotion Council, for excellent performance in Export Promotion. Hardly two years later, the bank had introduced Cash Management Services and the commissioning of VSAT and was also rated as the Best Domestic Bank in India, by Global Finance (International Financial Journal – June 1998). Soon (2000), it established a state-of-the-art Date Centre, at ITPL, Bangalore.

It was in 2000 only that ING and Vysya Bank set up ING Vysya Life Insurance Company, after receiving RBI nod, commencing its business in the following year. Two years later, a wide range of services were launched, including Vys Vyapar Plus – the range of loan schemes for traders, ATM services, Smartserv – personal assistant service, Save & Secure – an account that provides accident hospitalization and insurance cover, Sambandh – the International Debit Card and the mi-b@nk net banking service.

In 2002, ING took over the management of Vysya Bank and RBI gave its permission for the new name of the bank to be ‘ING Vysya Bank Ltd’. In the following year, the bank introduced customer friendly products, mainly Orange Savings, Orange Current and Protected Home Loans. Its innovative products in the coming years included Solo – My Own Account for youth and Customer Service Line – Phone Banking Service (2005) and ‘AAA’ transactions – Anywhere, Anytime & Anyhow Banking – through networking of all its braches (2006).
In the year 1930 a team of visionaries came together to found a bank in Bangalore (now Bengaluru) that would extend a helping hand to those who weren’t privileged enough to enjoy banking services. It was named Vysya Bank. In 1948 it became a scheduled bank. On 7 October, 2002 ING Group N.V. takes over the Management of the Bank. Currently this bank has more than 300 branches spread all over India.

The long journey of seventy-five years has had several milestones…

Popularity: 3% [?]